August 13, 2024: "August 2024 Cum-Dividend Dates, with thoughtful prologue"
"As I've noticed in watching great NFL teams, great NHL teams, world-cup Championship soccer teams, and other sports I've watched or personally engaged in, Championship victories are won with not only great offense, but also great defense..."
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By Graeme Kirkland, CIM
April 24, 2024: "Golf - a Good Walk made more Wonderful!"
"My professional investment advisory practice holds many a client who is passionate for the Spring-time resurgence of golf again!"
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By Graeme Kirkland, CIM
March 22, 2024: "Anna"
"Anna Edwards (formerly 'Anna Martin' - when with CNBC many years ago) makes listening to current-day market news and opinions most interesting..."
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By Graeme Kirkland, CIM
March 7, 2024: "Dividend Pay-Dates for March 2024 - with Note from an Experienced Professional Investment Advisor"
"Dividend payments, especially over an extended period of time; eg. over many quarters or many years, can make a consequential positive impact on the investor's overall return..."
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By Graeme Kirkland, CIM
Feb 7, 2024: "Account Transfer-Ins - Detail that MAY be Helpful"
"My longtime professional assistant Jessica - has repeatedly asked me to compose a little article on the topic of asset-transfers, and account-transfers, to inform investors of how this routine procedure in the investment-industry is done..."
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By Graeme Kirkland, CIM
Jan 24, 2024: "The Critical Component to RRSPs - Investment Management"
"Please pardon me if you well-know this; but, respectfully, I have discovered that some Canadian tax-payors, do not seem to understand these basics: RRSPs are merely a Government of Canada program ACCOUNT-TYPE..."
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By Graeme Kirkland, CIM
Jan 2, 2024: "IMPORTANT - TIMELY MATTER - TFSAs, FHSA, RSP, and more!"
"I realize you may be part of the investor-clients who have already called us to get any of this relevant for you - done promptly. If you are in this group, I extend my compliments to you for your pro-active action. Obviously, you well-know of your imminent..."
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By Graeme Kirkland, CIM
Dec 23, 2023: "The Quiet Difference"
"Too many investors underestimate the value and benefits of dividends for their investing achievement over time. They may have the idea that they want dividends, but fail to recognize the quiet and wonderfully good payment of dividend..."
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By Graeme Kirkland, CIM
Dec 6, 2023: "December 2023 Dividend Payment Dates (12)"
"It is wonderful to see monthly, quarterly, bi-annual, or otherwise paid dividend income payments flow into accounts. These income streams provide a wonderful 'defensive' component of income, for investors, which quietly, can add-up over time, and fortify each account..."
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By Graeme Kirkland, CIM
Oct 5, 2023: "FHSA (First Home Savings Account)"
"The 'First Home Savings Account', or FHSA, is a new Government of Canada registered program starting 2023. Many Canadian investment firms have or are in the process of creating the new infrastructure (documents) to allow qualified Canadian residents to participate in this new GOC program..."
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By Graeme Kirkland, CIM
Aug 20, 2023: "Defense... Championship Team... September Dividend Payments"
"Dividend payments for shareholders are Defensive. They are inherently Conservative. Some investors love dividend payments they enjoy receiving. Other investors have no interest in dividend payments they could receive..."
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By Graeme Kirkland, CIM
July 24, 2023: "Dividends - August Payment Dates from Diverse, Quality Corporate Plays"
"Dividends are an interesting component of the benefits an investor can enjoy over his investing experience..."
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By Graeme Kirkland, CIM
July 7, 2023: "A 'Winner!"
"After winning a PGA tournament as #1 Champion, Tony Finau provides perspective on what it takes to be a 'Winner' - not just in golf; but as he says himself, in life itself!..."
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By Graeme Kirkland, CIM
July 6, 2023: "CUM-Divi Dates - July 2023"
"While June is generally a much 'richer' month of cum-dividend dates than is July, some investors may appreciate knowing that the cum (-with) dividend-dates occurring this month, are of some excellence..."
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By Graeme Kirkland, CIM
May 14, 2023: "Happy Mother's Day 2023!"
"Happy Mother's Day 2023! Much Respect for Mothers and all the good they do!..."
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By Graeme Kirkland, CIM
April 2, 2023: "Straight-line Champion"
"Eldrick Tont Woods," was the birth name of the indisputably great golfer and gentleman - "Tiger Woods." Tiger's father "Earl," a US army officer, had a close friend in the army - Colonel Vuong Dang Phong, who was referred to as "Tiger;" Tiger Woods was named after this Colonel - in a sort of homage by Tiger's dad..."
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By Graeme Kirkland, CIM
March 17 , 2023: "Happy St. Patrick's Day!"
"The death of the world-famous and beloved St. Patrick, is known to have occurred on March 17, 461 AD. He was age 76. The St. Patrick's Day holiday, as long as it has existed, has always been on March 17th, for centuries now. It has been a holiday in Ireland, for over 1,000 years..."
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By Graeme Kirkland, CIM
February 9, 2023: "Timely Deadlines! - Tax Savings!"
"Deadline for a Canadian's Contribution to Save on 2022 Income Tax Due: Wednesday March 1, 2023. This is the deadline to make your contribution to either get a tax-refund, or otherwise pay less income tax - one of these two - depending on your situation - as applies to your income tax due for 2022..."
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By Graeme Kirkland, CIM
Jan 31, 2023: "The Dow - Resend"
"I created and published this article on "The Dow Jones" on August 8, 2021, but it is still relevant today. Please click on link to read..."
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By Graeme Kirkland, CIM
Jan 24, 2023: "Robin Song!"
"Warren Buffett's wise and beautiful quote "If you wait for the robins, spring will be over" is something I believe he expressed in 2008, a time of great general worry in the global economy, with markets under strong downward pressure, iconic companies going bankrupt, and a pervasive general global economic malaise in abundance..."
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By Graeme Kirkland, CIM
Jan 4, 2023: "It's TFSA-Time! - 2023!"
"The TFSA is the registered savings program created by Canadian Prime Minister Stephen Harper's administration in 2009. As of Jan 1, 2023, TFSA holders can contribute another $6,500 into their TFSA. Since the TFSA program inception in 2009, eligible Canadians can contribute $88,000 into their TFSA..."
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By Graeme Kirkland, CIM
Jan 2, 2023: "There's No Free Lunch"
"My love of golf started when I was a boy, caddying for a Toronto-famous golfer – “Mr. (Tom) Woodall” – who hired me as his 10-year old ‘AA-class-caddy,’ to carry his bag at Weston Golf Club, and other respectable Ontario golf clubs, where Mr. Woodall engaged in competitive tournament-play."
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By Graeme Kirkland, CIM
Nov 9, 2022: "November 2022 Cum-Dividend-Dates!"
"Whether it be in their RRSPs, Spousal RRSPs, RRIFs, LIFs, TFSAs, LIRAs, RESPs, corporate accounts, margin accounts, joint accounts, individual accounts, and more, more than a few of my Canadian investor clients enjoy the fact they are paid regular dividends, or regular income - from their diverse securities recommended and held in my particular professional practice located here in Toronto..."
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By Graeme Kirkland, CIM
Oct 12, 2022: "Getting Long Term Bullish"
"In recent years, while this did not apply to all my investor clients, many of whom took a long-term outlook and approach; I worked diligently in my attempts to encourage particular investors NOT to watch their investments on a daily basis..."
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By Graeme Kirkland, CIM
Sept 29, 2022: "Recessions: Look Back; Look Ahead"
"I posted this article some months ago; it is still relevant today. If you wish to further discuss this article, the substance of it, or your situation, you can call me to do so.
As I have definitely helped others accomplish success over the years, as my valued clients, I would be happy to help you, however I can...."
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By Graeme Kirkland, CIM
Aug 13, 2022: "Attn!!! - Impersonator Scam"
"There is an impersonator of my professional persona, making up their name as being "Graeme R. Kirkland" and utilizing actual images of me (-not them), which I had taken in my office, at my desk. This is a scam..."
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By Graeme Kirkland, CIM
July 22, 2022: "Barry Ritholtz Interview & Key Ideas"
"I work hard on weekends, as well as during the week. Last weekend, throughout my work, I had the pleasure of hearing an excellent interview, given by Bloomberg Irish market veteran Vonnie Quinn, with her guest Mr. Barry Ritholtz..."
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By Graeme Kirkland, CIM
June 24, 2022: "Looking Forward (Historically)"
"Yet another example of how a look at history, can sometimes provide some balance or perspective on the always dynamic equity market dynamics, at work, in their process of 'deking' (-ala a great hockey player), and subsequent success, for investors..."
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By Graeme Kirkland, CIM
June 14, 2022: "Recessions: Look Back; Look Ahead"
"Compelling daily news headlines constantly vie for our attention and are generally very effective at doing so, as they tug at and effectively play to our fears. Sometimes, turning this, what can too often amount to a 'noise-machine,' entirely OFF, can be very useful..."
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By Graeme Kirkland, CIM
June 1, 2022: "What Are You Going To Do?"
"This message was inspired by the great investor - Peter Lynch, who shares some very interesting, sobering facts of his experience, as a world-class money-manager..."
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By Graeme Kirkland, CIM
May 18, 2022: "Repost of mine from 14 months ago... still relevant today, as it was then: This chart shows why investors should never try to time the stock market"
"A good, longstanding investor client of mine sent me this today; I found it very interesting and informative. I hope you find it as interesting as I did."
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By Graeme Kirkland, CIM
May 17, 2022: "Success Process - Miller & Keynes - Sobering Historical Accounts of Two Investing Champions"
"I love weekends for various reasons. Along with getting important professional work done that is easier to get done on weekends, than during the week; I read. I love reading, especially on weekends when it tends to be more quiet."
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By Graeme Kirkland, CIM
April 7, 2022: "Watch Out - Apple & Meta EDR Scams"
"In the United States, law enforcement agencies must obtain a court-ordered warrant or subpoena before requesting user data from a tech company. However, in extreme scenarios, law enforcement agencies can bypass this process by issuing an Emergency Data Request (EDR)"
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By Graeme Kirkland, CIM
April 7, 2022: "10 Things To Know About Inverted Yield Curves"
"The inverted yield curve is on the tongues of many investors and those focused on the economic-climate today. This article provides considerations, perspective, and insights on what this may, or may not mean, for the economy and for investors going forward."
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By Graeme Kirkland, CIM
April 7, 2022: "The 8,000-Yard Problem Looming Over the Masters"
"My professional investment advisory practice has some clients who have no interest in golf, some clients who play golf on occasion, and a growing number of clients who are clearly passionate about, and focused on playing and enjoying golf, and enjoying witnessing some of today's golfing greats still at work in their brilliance."
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By Graeme Kirkland, CIM
March 6, 2022: "Another Exciting CJGA Golf Season!"
"The 2022 CJGA golf-season has just started, and I am honoured to be the Official Investment Partner of the CJGA, an association that expect to be even better than it was in 2021!"
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By Graeme Kirkland, CIM
Mar 2, 2022: "Bank of Canada - Policy News Today"
"As I have shared with relevant investors in recent weeks, and for those of you who generally own, or wish to own various fixed-rate products, especially (but not limited to) Guaranteed Investment Certificates, here is a relevant news release of this morning."
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By Graeme Kirkland, CIM
Feb 25, 2022: "Notable Quotes - of Market Veterans"
By Graeme Kirkland, CIM
Feb 14, 2022: "War - On Valentines Day"
"As it IS Valentines Day, today, I thought it appropriate to address the matter of war, which of course days like Valentines Day and Christmas Day, generally offset..."
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By Graeme Kirkland, CIM
Feb 2, 2022: "The Quiet Joys of The Very, Very Early Morning Club (WSJ)"
"Since I was a young boy, I rose early to get a good spot 'on the caddy-bench' - at The Weston Golf Club, where I would show up at 5:30 or 6 AM, in my attempt to haul a good golf bag for the day..."
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Article courtesy of the WSJ
Feb 2, 2022: "Six Exercises to Prevent Falls and Build Healthier Hip, Knee and Ankle Joints (WSJ)"
"The ankle, knee and hip are essential for everyday movements like walking and running. Even if you aren’t an athlete, having sound, efficient movement in these joints will improve your quality of life, says Coach Ann Crosby..."
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Article courtesy of the WSJ
Feb 1, 2022: "Why the Sustainable Investment Craze Is Flawed (WSJ)"
"Although I do not agree with every point in this wonderfully interesting piece I discovered today in the Wall Street Journal, I find this piece on ESG very refreshing. The article definitely made some excellent points..."
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Article courtesy of the WSJ
Feb 1, 2022: "Notable Quotes"
"I focus intensively on my work, and also listen to others, for bright thinking, that expands, confirms, or changes my thinking. Here are several quotes from various respectable professionals, all of which hold worthy thoughts on various things financial, and beyond..."
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By Graeme Kirkland, CIM
Jan 17, 2022: "Fake Amazon Token Presales Scam"
"Rumors are circulating that Amazon may create its own cryptocurrency. There hasn't been any confirmation from official sources that these rumors are true. However, the truth hasn't stopped cybercriminals from taking advantage of these rumors..."
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Article courtesy of KnowBe4 Security
Jan 12, 2022: "RRSP-Time! - History & Opportunity!"
"The intent of this article, is to be educational, and intelligently informative. Over the years, I have heard too many Canadians, of both a financially novice type, and even of a financial veteran professional type, speak, to what I believe..."
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By Graeme Kirkland, CIM
Jan 12, 2022: "An article from Mr. Myles Zyblock"
"This fellow - Mr. Myles Zyblock - was chief strategist at one of Canada's leading investment dealers (-a very strong, international financial group) - when I worked there many years ago..."
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By Graeme Kirkland, CIM
Jan 5, 2022: "TFSA-Time!"
"TFSA is an acronym of Tax-Free Savings Account. In my opinion, this is a super program created by the Government of Canada to encourage Canadian's to take personal initiative to build stronger financial futures for themselves..."
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By Graeme Kirkland, CIM
Dec 23, 2021: "What Christmas Means to Me"
"In numerous past Christmas times, I've assembled teams to present my 'Christmas Mascot Army' - a jolly good band of Christmas characters who delighted communities, police stations, children, and patients, visitors and professionals at various Toronto hospitals..."
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By Graeme Kirkland, CIM
Dec 9, 2021: "Comparison Returns - Note to Fernando"
"Hello Fernando, Your question of comparison to a major market index, got my attention today. As I mentioned, I never, give my clients the idea that I aim to beat any benchmark index, even though I often have, and sometimes, do not. I discourage you from that particular comparison..."
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By Graeme Kirkland, CIM
Dec 9, 2021: "Are you ready to enjoy Your 2021 "Santa Claus Rally?"
"This is not a guaranteed occurrence ahead this month; however, you can be guaranteed that you will not enjoy this, should it occur, and should you, for whatever reason, not be exposed to quality equity markets right now, or very soon now!..."
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By Graeme Kirkland, CIM
Nov 11, 2021: "Tis the Season! - to be Wary... a good informational I came across"
"It’s only early November, but you have probably already seen Christmas trees sold in stores. This is a trend known as “seasonal creep” in which retailers start selling seasonal items in advance of the actual season. Did you know that cybercriminals also follow this trend?..."
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By Graeme Kirkland, CIM
August 26, 2021: "A Technical Analyst and a Fundamental Analyst are..."
"A Technical Analyst and a Fundamental Analyst are chatting about the markets in the kitchen... Accidentally, one of them knocks a kitchen knife off the table..."
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By Graeme Kirkland, CIM
August 8, 2021: "The Dow"
"Now 125 years of age, this year, "The Dow" is the most commonly-quoted stock market index in USD and Canada, and often the world-over..."
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By Graeme Kirkland, CIM
August 2, 2021: "August Income"
"Are you enjoying a steady monthly or quarterly income stream from your investments? Many of our investor clients enjoy this regular income..."
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By Graeme Kirkland, CIM
July 21, 2021: "Nvidia - Re-org"
"You may or may not own it, but Nvidia - a widely-held equity position (stock) in my professional practice; is undergoing a '4 for 1' re-org/share split..."
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By Graeme Kirkland, CIM
July 7, 2021: "July Income"
"I have a very good, successful gentleman investor client who has been a valued client in my professional practice for many years now..."
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By Graeme Kirkland, CIM
Do You Really Know What's Inside Your ETF?
By Graeme Kirkland, CIM
Many of the investor clients in my professional practice, love playing golf! So do I...
By Graeme Kirkland, CIM
This is not the top (of the stock market today)...
By Tom Lee, Fundstrat
The market is fairly valued...
By Bill Miller, Legendary Veteran US Fund Manager
The economy is ready to rip...
By Christopher Waller, US Federal Reserve Governor (Source: CNBC - Fri Apr 16, 2021)
Global travel and tourism has an above-average, strong, pent-up demand today, and going forward...
By The Wall Street Journal
Don't ever let yourself get discouraged and give up on the opportunity that is the U.S. stock market...
By Graeme Kirkland, CIM
Do you want to wait until the market is 'just right' for you to invest?! Here is a chart that I hope helps your consideration...
By Graeme Kirkland, CIM
March 26, 2021: "Home At Last Rescue - Helps Animals"
"Home At Last Rescue - a registered charitable organization helping animals - is holding their Spring auction fundraiser, online, until Mar 30, 2021..."
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By Graeme Kirkland, CIM
At today's conclusion of this past week's work, I reflect on the unique challenges, stress, and struggles...
By Graeme Kirkland, CIM
March 18, 2021: "A ship in harbour is safe; but that is not what ships are built for."
"If you are investing for the short-term of 1 - 2 years, I support you holding cash, and not investing in equities, or for that matter, any security that may vary in value..."
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By Graeme Kirkland, CIM
March 17, 2021: "Happy St. Patrick's Day 2021!"
By Graeme Kirkland, CIM
"CEO confidence hit the highest level since 1983..."
By Graeme Kirkland, CIM